New to 2018 - Couponing
The hubs and I are making some MAJOR changes starting in 2018. Chief being - couponing. We are both returning to school this year (enter our bank account is going to dwindle right before our very eyes) and I know getting our MPAs will not be a bad decision, but it still is gut wrenching to watch all the money that we have saved over the years start to disappear.
I am starting a budget and am sticking to it. With house projects, renovations, wanting animals, cleaning up and planting my vegetable garden and getting Masters Degrees, money is going to get tight.
That isn't to say that we won't be able to do it all, we just won't be able to do it all at once. It is all about budgeting and prioritizing.
I am a numbers person and this year I am going to utilize free tools like mint.com and Google Sheets, in order to help me achieve my goals of budgeting and saving money all while still doing the things I want to do. I am going to track my spending closely and do a monthly reconciliation.
I will let you know how it goes. Now excuse me, Fun, Cheap or Free is calling my name.